Simplify Whole Loan Operations
A Partner for Asset Managers. Not Just A Piece of Software.
Aplos Technologies simplifies whole loan operations with intuitive software, expert services, and bespoke engineering that allow clients to focus on strategic growth. Purpose-built by a team of experienced professionals from top financial firms, Aplos automates critical processes to address the complexities of whole loan operations without introducing new burdens or heavy data management demands.
Software
Our flagship platform, OWLS (Operational Whole Loan System), is an end-to-end solution that manages every stage of a loan's lifecycle, reduces manual effort, and minimizes errors. With native functionality to normalize disparate data sources and robust validations, clients can be confident their loan portfolio and data are in expert hands.
Services
We offer a managed service that leverages OWLS and a dedicated accounting team to minimize the operational risk of whole loan investments. Trusted by global asset managers, Aplos and OWLS currently manage more than one million loans and offer the scalability to support growing portfolios and increasing volumes.
Engineering
Powered by a team of experts who honed their skills at top financial firms, we also offer complementary engineering consulting services to help clients solve the biggest challenges in whole loan operations. Our clients can count on both cutting-edge solutions and the strong, personal relationships that support them.
OWLS by the Numbers
- 1.1 million + loans processed across RML, CML, and Consumer
- Billions of Unpaid Principal Balances (UPB) tracked on a monthly basis, with insurance consistently forming a significant and increasing percentage
- 700+ legal entities managed across a diverse client base of funds — hedge, private, pension, endowment — and insurance companies
- 40+ servicers integrated for automated daily and monthly file processing
Work smarter with Aplos
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