OWLS Operational Whole Loan System
Software and Managed Services
Whole Loans. Made Simple.
Efficient, accurate, and reliable solutions for seamless whole loan operations.
Optimize Efficiency
OWLS transforms whole loan operations by automating critical workflows like loan purchases, data reconciliation, and remittance processing — reducing manual effort and freeing up teams to focus on strategy.
Increase Accuracy
OWLS minimizes errors by streamlining loan reconciliations and servicer communications, empowering teams to drive more value-added initiatives.
Reduce Risk
With OWLS and expert whole loan support, clients can confidently manage more complex assets, mitigating operational risks and enhancing portfolio resilience.
Efficient. Accurate. Reliable.
Whole loan operations are data-intensive, time-consuming, and prone to errors. Many teams lack the bandwidth—and in some cases, the expertise—to effectively manage the complexities of these loans.
Aplos simplifies whole loan operations with its proprietary software, available for direct access or as a fully managed service.
Proven. Tested. Trusted.
Ellington Management and DXD Capital trust Aplos Technologies to manage the whole loan operations lifecycle. Learn why.
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OWLS Whole Loan Solution Features
Automated Loan Creation
Loans booked through our loan portal are automatically generated, with all underwriting data points seamlessly captured. Aplos works with any number of sellers, originators, or managers to onboard loans, performing extensive validations to ensure data accuracy.
Managed Service
Ensure seamless operations with expert-managed services that reduce workload and enhance reliability. Our highly trained staff is dedicated to delivering clean, accurate, and timely data.
Data Validation
Throughout the loan lifecycle, daily validations are performed to maintain the integrity of loan data.
Servicer Connectivity
OWLS processes remittance and data files daily from over 40 servicers.
Secure Cloud
Client data is securely stored in the cloud, utilizing the latest encryption and security protocols.
Integrated
OWLS integrates with multiple downstream systems, automatically sending clean and reconciled data.
Scalable
The Aplos team efficiently manages over a million loans with OWLS’ highly scalable and event driven design.